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True Cost Insights

Water heater replacement cost

As of Sep 14, 2026, a new water heater usually costs $1,200–$2,200 installed for an electric tank, $1,600–$2,800 for a gas tank, $2,500–$5,600 for gas tankless, and $4,100–$6,800 for a heat pump. That’s only the price tag: over 12 years, energy, upkeep, and lifespan decide which costs less.

Got a quote? Check it

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Installed, a gas tank usually costs $1,600–$2,800.

Make it yours ↓Your state and habits change it.
  • Live source

    Average residential electricity price by state (year to date)

    U.S. Energy Information Administration, Electric Power Monthly table 5.6.B

    Data as of Jun 2026.

    Average residential price so far this year.

  • Live source

    Residential natural gas price and use by state

    U.S. Energy Information Administration

    Data as of Jun 2026.

    Average of the latest 12 months, weighted by use; 10.37 therms per thousand cubic feet.

  • Our estimate

    Installed water heater price ranges from national cost guides

    HomeGuide and Angi cost guides (search summaries)

    Checked Sep 14, 2026.

    National cost-guide ranges; your quote replaces this.

Three questions

  1. How many people live there?
  2. What heats your water now?
12 years
Every type: cheapest in how many of 20

Pick one to compare with another gas tank.

Heat pump fit: Your basement likely stays warm enough for it all year.

What would change the answer

  • If you can get a tankless heater for under $1,600, it comes out ahead.

Got a quote? See if it’s fair

Type the installed price. The answer uses it instead of our typical price.

Which heater is the quote for?
$

Installed, a gas tank usually costs $1,600–$2,800.

Our estimate

Installed water heater price ranges from national cost guides

HomeGuide and Angi cost guides (search summaries)

Checked Sep 14, 2026.

National cost-guide ranges; your quote replaces this.

What a quote usually includes
  • The heater itself, delivered
  • Taking out and hauling away the old one
  • Labor, fittings, and a new shut-off valve
  • A permit and inspection, where your town requires one
  • An expansion tank or drain pan, if code calls for one
  • Venting, gas, or wiring changes when you switch types
Ask what yours leaves out before comparing.

Research source

Installed water heater price ranges from national cost guides

HomeGuide and Angi cost guides (search summaries)

Checked Sep 14, 2026.

The four types: cost, lifespan, and what each needs

  • Gas tank

    $1,600$2,800 installed · lasts about 12 years

    Often in the same or next day when it replaces a gas tank.

    Needs a gas line and a vent pipe.

    Living with it: Most keep making hot water in a power outage. Can run out during back-to-back showers, and an old tank can leak.

    Our estimate

    Installed water heater price ranges from national cost guides

    HomeGuide and Angi cost guides (search summaries)

    Checked Sep 14, 2026.

    Typical timing is our estimate from installer cost guides.

  • Electric tank

    $1,200$2,200 installed · lasts about 10 years

    Often in the same or next day.

    Needs a 240-volt circuit. Switching from gas adds one.

    Living with it: Simple and quiet, but the slowest to reheat after heavy use, and no hot water in a power outage.

    Our estimate

    Installed water heater price ranges from national cost guides

    HomeGuide and Angi cost guides (search summaries)

    Checked Sep 14, 2026.

    Typical timing is our estimate from installer cost guides.

  • Tankless heater

    $2,500$5,600 installed · lasts about 20 years

    Often takes longer to arrange: new venting, and sometimes a bigger gas line.

    Hangs on a wall. Needs venting and enough gas supply.

    Living with it: Doesn’t run out, but hot water can take a little longer to reach the tap, it needs power to run, and hard water means yearly flushing.

    Our estimate

    Installed water heater price ranges from national cost guides

    HomeGuide and Angi cost guides (search summaries)

    Checked Sep 14, 2026.

    Typical timing is our estimate from installer cost guides.

  • Heat pump

    $4,100$6,800 installed · lasts about 13 years

    Can take days to arrange if it needs new wiring or a drain. 120-volt plug-in models skip the wiring.

    Needs a spot that stays above 40°F with about 700 cubic feet of air around it, and a drain for condensation.

    Living with it: Hums about as loud as a dishwasher and blows cool air. After heavy use it may switch to its backup element, which costs more to run.

    Your basement likely stays warm enough for it all year.

    Research source

    Is a heat pump water heater right for your home?

    U.S. EPA ENERGY STAR

    Checked Sep 14, 2026.

Why it comes out this way

Typical amounts over 12 years: buying and installing (again, when one wears out), energy, upkeep, and leak damage, minus the life left at the end.

Pay now, then every month

HeaterUp frontA month, all-inLasts about
Gas tank$2,187$4312 yrs
Electric tank$2,550$8410 yrs
Tankless heater$4,157$5520 yrs
Heat pump$5,408$6613 yrs

“A month, all-in” spreads every cost over the months you own it.

Where the money goes

What decides it: energy ($6,428 apart) and buying & installing ($4,929 apart). The other costs are closer.

  • Energy

    Gas tank: $3,755
    Electric tank: $9,266
    Tankless heater: $2,838
    Heat pump: $3,673
  • Buying & installing

    Gas tank: $3,362
    Electric tank: $3,803
    Tankless heater: $4,098
    Heat pump: $8,291
  • Upkeep

    Gas tank: $377
    Electric tank: $364
    Tankless heater: $2,454
    Heat pump: $676
  • Life left at the end

    Gas tank: −$1,264
    Electric tank: −$1,187
    Tankless heater: −$1,453
    Heat pump: −$3,001
  • Leak damage risk

    Gas tank: $111
    Electric tank: $170
    Tankless heater: $0
    Heat pump: $126
Show as a table
Cost Gas tank Electric tank Tankless heater Heat pump
Energy$3,755$9,266$2,838$3,673
Buying & installing$3,362$3,803$4,098$8,291
Upkeep$377$364$2,454$676
Life left at the end−$1,264−$1,187−$1,453−$3,001
Leak damage risk$111$170$0$126

Year by year

A tankless heater earns back its extra up-front cost by year 11 in 4 of 20 futures. A tankless heater typically lasts about 20 years.

Typical total cost so far, year by yearGas tank: $6,231 by year 12; Tankless heater: $7,860 by year 12.$0$5kTodayYr 2Yr 4Yr 6Yr 8Yr 10Yr 12Tankless heaterGas tank

Leak damage risk, out of 100

About how many homes in 100 have a worn-out tank damage the house within 12 years.

6 in 100
Gas tank leaks and does damage
9 in 100
Electric tank leaks and does damage
6 in 100
Heat pump leaks and does damage
What we assumed, and where it came from
Electricity
18.2¢ per kWh

Live source

Average residential electricity price by state (year to date)

U.S. Energy Information Administration, Electric Power Monthly table 5.6.B

Data as of Jun 2026.

Average residential price so far this year.

Natural gas
$1.57 per therm

Live source

Residential natural gas price and use by state

U.S. Energy Information Administration

Data as of Jun 2026.

Average of the latest 12 months, weighted by use; 10.37 therms per thousand cubic feet.

Weather, for how cold the water comes in
Monthly averages

Live source

Statewide monthly temperatures and heating/cooling degree days

NOAA National Centers for Environmental Information

Data as of Dec 2025.

Average temperature for each month over the last 10 years.

Hot water a household your size uses
Survey medians

Our estimate

Residential Energy Consumption Survey 2020 microdata

U.S. Energy Information Administration

Checked Sep 14, 2026.

Spread chosen so 8 in 10 futures land within about ±30% of the survey median for your household size.

Installed price: gas tank
$1,600–$2,800

Our estimate

Installed water heater price ranges from national cost guides

HomeGuide and Angi cost guides (search summaries)

Checked Sep 14, 2026.

National cost-guide ranges; your quote replaces this.

Installed price: electric tank
$1,200–$2,200

Our estimate

Installed water heater price ranges from national cost guides

HomeGuide and Angi cost guides (search summaries)

Checked Sep 14, 2026.

National cost-guide ranges; your quote replaces this.

Installed price: tankless heater
$2,500–$5,600

Our estimate

Installed water heater price ranges from national cost guides

HomeGuide and Angi cost guides (search summaries)

Checked Sep 14, 2026.

National cost-guide ranges; your quote replaces this.

Installed price: heat pump
$4,100–$6,800

Research source

Home electrification cost estimates

Rewiring America

Checked Sep 14, 2026.

Replacing gas usually adds a 240-volt circuit and a drain line.

How long tanks last
Lifetime study

Our estimate

Residential appliance lifetime estimates (Lutz et al.)

Lawrence Berkeley National Laboratory

Checked Sep 14, 2026.

Centered on LBNL’s median of 12 years (mean 13.9).

Leak damage when a tank fails
Claim figures

Our estimate

Water heater failure and leak claim figures (IBHS, summarized)

Plumbing trade summaries of IBHS research

Checked Sep 14, 2026.

Average insurance claims run about $4,400; typical deductibles and uninsured cleanup set the lower end.

No federal tax credit is counted: the home energy credits ended for equipment installed after December 31, 2025. Internal Revenue Service, checked Sep 14, 2026. State and utility rebates vary; add one where the tool asks.

Every number the model uses, with its source, is on the math page.

For the curious: all the numbers

We play out 1,000 futures. Each draws its own energy prices, hot water use, install prices, and how long each heater lasts, and every type lives through the same ones.

Total cost over 12 years
OptionA good caseTypicalA bad case
another gas tank$4,945$6,231$7,875
an electric tank$9,405$12,030$15,693
a tankless heater$6,523$7,860$9,469
a heat pump$7,963$9,553$11,919

What moves the gap most

The unknowns whose ups and downs most change which option comes out ahead. A good or bad case is 1 future in 10 at that end.

  • How much hot water you usea little
  • Future gas pricesa little
  • Future electricity pricesa little

Try other assumptions

Each change replays every future. Watch which coins move.

Where the heater sits
What if prices jump?
Have a rebate?

Utilities and states run their own programs, and they change often. Type any amount you’ve been offered.

No federal tax credit is counted: the home energy credits ended for equipment installed after December 31, 2025. Internal Revenue Service, checked Sep 14, 2026. State and utility rebates vary; add one where the tool asks.

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What goes into it

Installed price by type, replacing a gas tank, and how long each lasts
TypeUsual installed priceTypicalLasts about
Gas tank$1,600–$2,800$2,20012 years
Electric tank$1,200–$2,200$1,70010 years
Tankless heater$2,500–$5,600$4,25020 years
Heat pump$4,100–$6,800$5,40013 years
Installed price by kind of water heaterGas tank: usually $1,600 to $2,800, typically $2,200. Electric tank: usually $1,200 to $2,200, typically $1,700. Tankless heater: usually $2,500 to $5,600, typically $4,250. Heat pump: usually $4,100 to $6,800, typically $5,400.Gas tank$1.6k–$2.8kElectric tank$1.2k–$2.2kTankless heater$2.5k–$5.6kHeat pump$4.1k–$6.8k$0$7.3k
Each bar runs from the low to the high end of usual installed prices; the notch marks the typical price.

Questions people ask

How much does it cost to replace a gas water heater?

Usually $1,600–$2,800 for another gas tank, typically about $2,200, including the heater, removal of the old one, labor, and a permit where required.

How much does it cost to replace an electric water heater?

Usually $1,200–$2,200 for another electric tank. A heat pump water heater replacing an electric tank usually costs $3,500–$5,000.

Which kind costs the least over its life?

For a 3-person home with gas at US average prices, over 12 years: another gas tank comes out cheapest in about 18 of 20 futures, a heat pump in 0, gas tankless in 2, and an electric tank in 0.

How long does a water heater last?

Typically about 12 years for a gas tank, 10 for an electric tank, 13 for a heat pump, and 20 for tankless.